Troy School District

Smart Money is a 3 part series - join for one, two, or all sessions! 1202-24S01 - Part 1: Current investment themes, sectors & financial planning for your future How to identify and invest in critical forward looking sectors – such as Technology, Healthcare, Fintec, AI & Robotics, Cybersecurity, Defense/ Aerospace, Greentech, Infrastructure, Real Estate, REITS, SRI, ESG Sectors and companies that may advance in the new arenas - battery technology, green investing, social responsible investing How to develop a diversified investment program using key sectors–consumer products, energy, utilities and blue chip stocks How to invest in the late stages of the stock market – using conservative, equity- income producing investments. Strategies to develop more balanced portfolio to protect investments from a future stock market correction or decline. The benefits of rebalancing your asset allocation and portfolio to stay true to your investment goals and plan. Portfolio examples and economic and market update provided with a question & answer period. 1202-24S02 - Part 2: How to Earn Tax Free Income - using Michigan Tax Free Municipal Bonds & Tax Free Income Funds Benefits of tax free municipal bonds to provide consistent, predictable income -in a steady conservative investment. Learn how to earn higher tax free interest on cash now at your local bank. How to create a monthly income program for retirement needs and to supplement social security and other savings. Different types of conservative tax free income strategies in an uncertain economy and stock market. Reasons to own tax free bonds to provide you important benefits – regardless of your income level or tax bracket situation Bond examples; Oakland University, Beaumont Hospital, Novi Public Schools and tax free bond mutual funds & ETFs Portfolio examples and economic and market update provided with a question & answer period 1202-24S03 - Part 3: Retirement & Financial Planning Workshop - Getting Organized to Create Lifetime Income in Retirement How to organize key items and prepare to use strategies to develop and implement your retirement growth and income plan. Methods to create a diversified monthly income program for retirement needs and to supplement social security. Invest using conservative, predictable investment strategies in an uncertain market. Strategies for tax deferred investment programs/ tax free bonds & methods to pass money to family members. A review of fixed and indexed annuities – to earn a guaranteed interest rate over time – without loss of principal Key areas discussed; IRA, Roth IRA, 401k Plan, social security, annuities, bank programs. Portfolio examples and economic and market update provided with a question & answer period